EMI Calculator
Calculate your monthly home loan EMI instantly. Free, no signup.
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%
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Monthly EMI₹0
Total Interest Payable₹0
Total Amount Payable₹0
Principal Amount₹0
Principal 48%
Interest 52%
More info: bank rates, FAQs, formula
Home Loan Interest Rates – All Banks 2026
| Bank | Interest Rate | EMI per ₹1 Lakh |
|---|---|---|
| SBI Home Loan | 8.50% – 9.85% | ₹868 |
| HDFC Bank | 8.70% – 9.95% | ₹884 |
| ICICI Bank | 8.75% – 10.05% | ₹888 |
Frequently Asked Questions
What is EMI for ₹30 lakh home loan? +
For ₹30 lakh at 8.5% for 20 years, EMI is approximately ₹26,035 per month.
Can I prepay my home loan EMI? +
Yes, RBI mandates no prepayment penalty on floating-rate home loans.