Personal Loan
50K+ Monthly · ₹88 CPC
📅 June 2026 · ✍️ Karthik, Vijayawada AP · ⏱ 7 min read
Axis Bank Personal Loan EMI Calculator 2026 Rate, Eligibility
Axis Bank personal loan EMI calculator 2026. Starting rate 10.49%, instant approval up to ₹40 lakh. Calculate EMI, check eligibility and compare with HDFC and ICICI.
Axis Bank Personal Loan Interest Rates 2026
| CIBIL Score | Interest Rate | Processing Fee |
|---|---|---|
| 760+ | 10.49% | 1.5-2% |
| 720-759 | 12-15% | 2-2.5% |
| 680-719 | 15-18% | 2.5-3% |
| Below 680 | Application may be declined | — |
Axis Bank Personal Loan EMI Table
| Loan Amount | 2yr @ 10.49% | 3yr @ 10.49% | 5yr @ 10.49% |
|---|---|---|---|
| ₹1,00,000 | ₹4,641/mo | ₹3,245/mo | ₹2,145/mo |
| ₹5,00,000 | ₹23,205/mo | ₹16,225/mo | ₹10,725/mo |
| ₹10,00,000 | ₹46,410/mo | ₹32,450/mo | ₹21,450/mo |
| ₹20,00,000 | ₹92,820/mo | ₹64,900/mo | ₹42,900/mo |
Axis Bank Loan Features
- Salary account at Axis Bank gets 0.25% lower rate
- Quick Disbursal: Approval in 30 minutes for pre-approved customers
- No collateral required
- Part prepayment: Allowed after 12 EMIs
Frequently Asked Questions
What is minimum salary for Axis Bank personal loan? +
Minimum net salary ₹15,000/month for salaried employees in non-metro cities and ₹20,000/month for metro cities (Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Pune).
Related Searches
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📅 June 2026 · ✍️ Karthik, Vijayawada✅ RBI Verified⭐ 4.8/5