Personal Loan
50K+ Monthly · ₹117 CPC
📅 June 2026 · ✍️ Karthik, Vijayawada AP · ⏱ 7 min read
Bajaj Finserv Personal Loan EMI Calculator 2026 Instant Approval Guide
Bajaj Finserv personal loan EMI calculator 2026. Interest from 13% p.a., instant approval in 5 minutes, zero collateral. Calculate EMI, check eligibility, compare with SBI and HDFC.
Bajaj Finserv Personal Loan — Key Features 2026
| Feature | Details |
|---|---|
| Interest Rate | 13% - 38% p.a. (based on credit profile) |
| Loan Amount | ₹20,000 to ₹40 Lakh |
| Tenure | 1 to 8 years |
| Processing Fee | Up to 3.93% of loan amount + GST |
| Approval Time | 5 minutes (for pre-approved customers) |
| Collateral | None required |
Bajaj Finserv EMI Calculator — Quick Reference
| Loan Amount | 1 Year @ 15% | 3 Years @ 15% | 5 Years @ 15% |
|---|---|---|---|
| ₹1,00,000 | ₹9,026/mo | ₹3,467/mo | ₹2,379/mo |
| ₹3,00,000 | ₹27,078/mo | ₹10,401/mo | ₹7,137/mo |
| ₹5,00,000 | ₹45,130/mo | ₹17,335/mo | ₹11,895/mo |
| ₹10,00,000 | ₹90,260/mo | ₹34,670/mo | ₹23,790/mo |
Bajaj vs HDFC vs SBI Personal Loan Comparison
| Feature | Bajaj Finserv | HDFC Bank | SBI |
|---|---|---|---|
| Interest Rate | 13% - 38% | 10.5% - 24% | 11% - 15% |
| Approval Speed | 5 minutes | 1-2 hours | 2-5 days |
| Max Loan | ₹40 Lakh | ₹40 Lakh | ₹20 Lakh |
| Processing Fee | Up to 3.93% | Up to 2.5% | 1-2% |
| Collateral | None | None | None |
Use our Personal Loan EMI Calculator to compare exact EMIs across all banks.
Frequently Asked Questions
What is minimum CIBIL score for Bajaj Finserv personal loan? +
Bajaj Finserv requires minimum 685 CIBIL score for personal loan. For best interest rates (13-15%), 750+ score is recommended. Below 685, application is typically rejected.
Is Bajaj Finserv personal loan safe? +
Yes, Bajaj Finance Ltd is a listed NBFC regulated by RBI. It's one of India's largest NBFCs with excellent credit rating. Fully legitimate and safe. However, interest rates can be higher than banks for lower credit scores.
Related Searches
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📅 June 2026 · ✍️ Karthik, Vijayawada✅ RBI Verified⭐ 4.8/5