Gold Loan
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June 2026 · Karthik, Vijayawada AP · 8 min read
Gold Loan Per Gram June 2026 Loan on 10g, 50g, 100g Gold All Banks
Exact gold loan per gram for 18K, 22K, 24K gold from SBI, HDFC, Muthoot, Manappuram in June 2026. Current gold price with maximum loan amount for 10g, 50g, 100g.
Gold Loan Per Gram — June 10, 2026
| Gold Purity | Market Rate/gram | Loan per gram (75% LTV) | Loan on 10g | Loan on 50g | Loan on 100g |
|---|---|---|---|---|---|
| 24 Karat (Pure) | ₹7,480 | ₹5,610 | ₹56,100 | ₹2,80,500 | ₹5,61,000 |
| 22 Karat (916) | ₹6,850 | ₹5,138 | ₹51,375 | ₹2,56,875 | ₹5,13,750 |
| 20 Karat | ₹6,233 | ₹4,675 | ₹46,750 | ₹2,33,750 | ₹4,67,500 |
| 18 Karat | ₹5,610 | ₹4,208 | ₹42,075 | ₹2,10,375 | ₹4,20,750 |
| 14 Karat | ₹4,367 | ₹3,275 | ₹32,750 | ₹1,63,750 | ₹3,27,500 |
Gold rates as of June 10, 2026. Rates fluctuate daily. Use our Gold Loan Calculator for today's exact amount.
Gold Loan Per Gram — Bank-wise Comparison
| Lender | Per gram (22K) | Interest Rate | Processing Time |
|---|---|---|---|
| SBI | ₹5,138 | 8.80% | 2-4 hours |
| Union Bank | ₹5,138 | 8.90% | Same day |
| HDFC Bank | ₹5,138 | 9.50% | 30 minutes |
| Muthoot Finance | ₹5,138 | 11.00% | 15 minutes |
| Manappuram | ₹5,138 | 12.00% | 15 minutes |
All lenders give same per-gram amount (RBI 75% LTV mandate) — the difference is only in interest rate and processing speed.
Tips to Get Maximum Gold Loan
- Get gold hallmarked (BIS 916) — lenders accept more readily at higher valuation
- Remove gemstones before pledging — lenders value only gold weight, not stones
- Try 2-3 lenders — valuation can vary slightly due to different gold testing methods
- Higher gold price = higher loan — gold prices typically rise during festivals/uncertainty
FAQs
How much loan on 100 grams 22K gold? +
For 100 grams 22K gold at June 2026 rate (₹6,850/gram): Gold value = ₹6,85,000. Loan at 75% LTV = ₹5,13,750 from any RBI-regulated lender. SBI annual interest on ₹5,13,750 @ 8.80% = ₹45,210. Monthly interest = ₹3,767. Very reasonable for emergency funding.
Which purity of gold gives highest loan per gram? +
Higher purity = higher loan per gram. 24K (pure gold bar) gives highest = ₹5,610/gram. 22K hallmarked jewellery = ₹5,138/gram. 18K = ₹4,208/gram. Most Indian jewellery is 22K — so most gold loans are calculated at 22K rate.
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June 2026 · Karthik, Vijayawada APRBI Verified 20264.8/5