Home Loan
50K+ Monthly · ₹104 CPC
📅 June 2026 · ✍️ Karthik, Vijayawada AP · ⏱ 7 min read
ICICI Bank Home Loan Calculator 2026 EMI, Rate & Eligibility
ICICI Bank home loan EMI calculator 2026. Interest rate 8.75%, instant approval process, eligibility check and full comparison with SBI and HDFC.
ICICI Bank Home Loan Interest Rates June 2026
| CIBIL Score | Salaried Rate | Self-Employed Rate |
|---|---|---|
| 800+ | 8.75% | 8.80% |
| 750-799 | 8.80% | 8.85% |
| 700-749 | 8.90% | 8.95% |
| 650-699 | 9.25% | 9.35% |
ICICI Home Loan EMI Calculator — Quick Reference
| Loan Amount | 15 Years @ 8.75% | 20 Years @ 8.75% | 25 Years @ 8.75% |
|---|---|---|---|
| ₹25 Lakh | ₹24,983/mo | ₹22,058/mo | ₹20,361/mo |
| ₹50 Lakh | ₹49,966/mo | ₹44,117/mo | ₹40,722/mo |
| ₹75 Lakh | ₹74,949/mo | ₹66,175/mo | ₹61,082/mo |
| ₹1 Crore | ₹99,932/mo | ₹88,234/mo | ₹81,443/mo |
ICICI Express Home Loan — Approval in 8 Hours
ICICI Bank offers an "Express Home Loan" for select salaried customers with salary account at ICICI. Features: in-principle approval in 8 hours, digital verification, minimal documentation. Available for salaried employees at MNC, PSU, or government organizations.
Frequently Asked Questions
What is ICICI home loan EMI for ₹50 lakh? +
For ₹50 lakh ICICI home loan at 8.75% for 20 years: EMI = ₹44,117/month. Total interest = ₹55.88 lakh. Total repayment = ₹1,05,88,080. Use our EMI calculator for exact calculations.
Can I transfer my home loan to ICICI from SBI? +
Yes, balance transfer is available. ICICI may offer 0.25-0.50% lower rate for balance transfers. Calculate if savings justify transfer costs (processing fee ~0.50%, legal charges ₹5,000-10,000). Break-even is usually 12-18 months.
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📅 June 2026 · ✍️ Karthik, Vijayawada AP✅ Verified RBI 2026⭐ 4.8/5